Rhode Island Housing Help Center is a federally funded, state operated mortgage assistance program that helps homeowners avoid foreclosure.

Am I Eligible?

By answering a few simple questions, we can determine whether you may qualify to meet with a HUD approved counselor. These questions apply to both you and any co-borrower on your current loan.

Step 1: Take the eligibility questionnaire to find out if you may qualify for assistance through the Help Center's HUD approved counseling service.

Step 2: If you are eligible to apply for counseling assistance, you will need the following information in order to complete the initial application:

  • Social security number for all applicants.
  • Total gross monthly income for all applicants.
  • Bank statements – current balances for checking, savings and 401K
  • Mortgage information – name of lender, account number, account balance, monthly payment